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Affordable Rent Calculator (30% Rule)

Find the housing budget range you can comfortably afford based on income.

KRW
%

Recommended monthly housing budget

1,250,000KRW

💡 Spending over 30% on housing tends to squeeze the rest of your budget hard.

Comfortable (20%)
833,333KRW
Standard (30%)
1,250,000KRW
Upper limit (40%)
1,666,666KRW

How it works

The '30% rule' traces back to U.S. HUD guidelines: if housing costs stay under 30% of monthly income, the rest of your budget generally stays healthy. This tool shows three tiers — comfortable (20%), standard (30%), and upper limit (40%).

FAQ

Q. Does this include loan repayments too?

A. Yes — it's best to count jeonse-loan or mortgage repayments as part of this housing budget too.

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