How it works
A college fund is a textbook long-term goal with a clear target date and amount. This tool first projects how much your current savings will grow to, then works backward to find the monthly contribution needed to close the gap.
FAQ
Q. What return rate should I assume?
A. For deposits/savings, 2–4% is realistic; if you mix in funds or ETFs, 4–6% is a reasonable conservative estimate. The longer the horizon, the more risk you can typically afford.