How it works
Rebalancing brings asset weights that have drifted over time back to your target. Since it trims what's gained and adds to what's lagged, it naturally enforces a sell-high, buy-low discipline. Rebalancing too often just racks up fees and taxes — checking quarterly or twice a year is usually plenty.
FAQ
Q. How often should I rebalance?
A. There's no single rule, but quarterly-to-semiannual, or whenever a weight drifts more than 5 points off target, are both common approaches.
Q. Can this handle more than two assets?
A. This tool works with two assets at a time. With more holdings, group them into two buckets (e.g. "growth" vs "everything else") and run it that way.